Payments | MessageXchange

Unlocking seamless payments: Bridging formats, boosting efficiency and delivering flexibility

MessageXchange’s Payment Gateways simplify and securely handle the exchange of payment files and data across companies, banks, and with payment networks. It maps between any API, protocol, and format, ensuring effortless interoperability. The service seamlessly utilises emerging formats like ISO20022, while mediating between various standards and bespoke formats, ensuring easy compliance and efficient communication.

ERP to banks

Seamless payment file exchange with banks

Your MessageXchange Gateway eliminates the complexity of managing multiple connections between individual banks and ERP systems, on premise or in the cloud. Our service supports native ERP payment file formats, including ISO20022, ABA, and other bespoke formats, ensuring compatibility and ease of use.

Plus, our bank-level security measures, which include robust encryption at rest and during transit, Auth2, mutual TLS, PGP encryption and more, provide the utmost data protection and security protocols for your transactions and ease of mind. Say goodbye to managing connections with banks or customers and let us take care of the complexity for you.

SWIFT

Integration with the SWIFT network

MessageXchange provides a streamlined solution to help companies easily integrate with and transition from SWIFT’s MT file formats to ISO20022. Our business process management layer has the unique capability to monitor and manage message conversations and data handling according to your specific business rules, allowing you to take full advantage of everything ISO20022 has to offer.

ISO20022

ISO20022 compliance

ISO20022 is revolutionising payments and is now being used across industry – between companies and banks, payment and business networks and more. The additional data available from business networks and their transactions that can now be associated with payments is making the process of making payments easier than ever.

MessageXchange takes away the pain of making the transition to ISO20022 by removing the need to make significant changes. It smoothly mediates between your existing protocols, APIs and payment file formats and ISO20022, ensuring a seamless and efficient integration process. There’s no work that needs to be done on your side – MessageXchange can use your existing interfaces and formats.

Your MessageXchange gateway can securely map and translate this to the ISO20022 format. Plus, you’ll have visibility of the whole transaction, including full audit logs, traceability, statuses and more.